Terms of Use
Effective date: September 12, 2026
These terms govern your use of thebeamagency.com, operated by The Beam Agency, LLC, an independent insurance agency licensed in Connecticut, located at 10 Forest Park Dr #1-RR, Farmington, CT 06032.
Information only, not coverage
The content on this website is general information about insurance and about our agency. It is not an offer of coverage, a policy, or advice about your specific situation. Coverage exists only under a policy issued by an insurance carrier, and the terms of that policy control. Submitting a quote request or a form on this site does not bind coverage, and coverage is not in effect until confirmed in writing by the agency or the carrier.
Certificates and requests
Requests submitted through this site for certificates of insurance, policy changes, or other service are not effective until acknowledged by the agency. Do not use this website to report a claim or to request coverage that must be in effect immediately; call us at (860) 672-1733.
Accuracy
We try to keep the information on this site accurate and current, but insurance laws, carrier programs and products change. We make no warranty that the content is complete or error-free.
Your submissions
When you submit information through this site, you confirm it is accurate to the best of your knowledge and that you are authorized to provide it. Our use of that information is described in our Privacy Policy.
Third-party links
Links to Google, carrier websites, and other third parties are provided for convenience. We do not control and are not responsible for those sites.
Intellectual property
The text, images and design of this site belong to The Beam Agency, LLC or are used with permission. You may view and print pages for personal use. Do not reproduce or republish content without permission.
Limitation of liability
To the extent permitted by law, The Beam Agency, LLC is not liable for any damages arising from your use of, or inability to use, this website or its content.
Governing law
These terms are governed by the laws of the State of Connecticut.
Contact
See also: Privacy Policy · Legal Notice
Questions about these terms: brandon@thebeamagency.com or (860) 672-1733.
Independent agent, direct line
Talk to Brandon directly
One agent, multiple carriers, and a policy read line by line before you sign it.