Personal Insurance

What your Connecticut condo association’s master policy actually covers, what your own HO-6 policy has to pick up, and the deductible and assessment rules most owners never read.

Homeowners insurance excludes flood, and the Farmington Valley learned that the hard way in August 2024. Here is who needs flood coverage, what it costs, and how NFIP and private flood differ.

Connecticut has no boat insurance law, but marinas, lenders and your homeowners policy’s limits mean most boat and jet ski owners need a policy anyway. Here is what it covers and costs.

The six coverages inside every Connecticut homeowners policy, the exclusions that catch Farmington Valley homeowners off guard, and the endorsements worth adding.